Who qualifies for a relief check in the $2 trillion stimulus package?

White House

After the Senate passed a historic $2.2 trillion economic relief package to help the devastated US economy and to bring a sense of temporary financial relief to millions of Americans who lost their jobs practically overnight due to the COVID-19 pandemic, many are wondering exactly when and how they'll receive their money. The Post article also includes a stimulus payment calculator. "It is more realistic to expect them in a month or two".

Gig workers, like Uber drivers and Amazon Flex delivery drivers, are going to be eligible to apply for benefits as well, although it is not yet clear how much they can get. For those who have not yet filed their taxes this year, it will be based on 2018 returns.

If you're a single US resident and your adjusted gross income is $75,000 or less, you will get a $1,200 check from the USA government. "People who don't pay taxes, such as those with very low incomes, may be hard to reach the way the program is designed", Politico notes.

Representatives in the U.S. House still must approve the package before President Donald Trump can sign it, and some estimates have said that it could take until May for payouts to go out.

The payment is reduced by five percent of every dollar above the income mark of $75,000 per year and individuals who make over $99,000 as well as couples with a combined income of more than $198,000 will not qualify.

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Payments will most likely arrive as a paper check, but tax filing services, including the IRS, offer the option for direct deposit when receiving a tax return, which will likely be applicable for the relief payments. Reduced checks, on a sliding scale, will go out to married couples who earn up to $198,000.

If you included direct deposit information on an already-filed (or soon-to-be-filed) 2019 tax return, the IRS will simply deposit the money into your bank account, which means you'll get the funds sooner.

"Since no one knows their total 2020 income yet, the government is using tax returns from 2019 and 2018 to figure out who qualifies for a check".

For those making less than $75,000, expect to receive a check of $1,200 per adult and $500 per child under the age of 17.

Filers who are the head of their household (usually single parents) and making up to $112,500 should see a full rebate. "Heads of household will also receive an additional $500 per child". With these cases, the government will access their data through the Social Security Administration to determine how much money they will receive.

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